About
Your Local Agent J. R. Johnson
I am a Groton native, and joined Farmers Union Insurance in October of 2014. After graduating from Presentation College in 2003, I was employed at the Aberdeen Federal Credit Union for many years.
Paula and I have been happily married for 21 years and counting. We have two sons, Ryder and Asher, who love sports—especially football, basketball, golf, and snowmobiling. I enjoy these activities, as well. We’re incredibly grateful that our jobs have allowed us to be there for most of their games. It’s been such a joy watching them grow into young men.
I pride myself on customer service, hard work and am familiar with all aspects of insurance. I am prepared to discuss your insurance objectives
Why Work With Us?
- 10+ Years Experience
- Another List Item
- Collaborate with a variety of companies
- Personal Service
Our Products & Services
Insurance For Your Lifestyle
Farmers Union Insurance offers a full line of products. Our professional hometown network of insurance agents will be able to find the policy that is right for your situation. The following policies are available from your hometown Farmers Union Insurance agent.
Homeowners Insurance
Your hometown Farmers Union Insurance agent will help you secure your home and make sure you’re protected from the unthinkable. No matter how big or small your home is, partnering with our wide range of insurance carriers we’ll find a premium that fits your budget while providing coverage you can trust. Your local Farmers Union Insurance agent offers a comprehensive package of property and liability coverages tailored to your home.
We offer personal liability coverage, deductible options, optional endorsements and replacement cost coverage. We work with a number of national and regional companies to find you the right policy.
Umbrella / Excess Liability
Farmers Union Insurance offers personal umbrella policies that can give you financial security, protect your assets and give you peace of mind. An Umbrella is extra liability insurance designed to help protect you from major claims or lawsuits which can help protect your assets and protect your future. An Excess Liability Policy will provide liability coverage above the limits of your homeowners insurance policy.
If you would happen to go above the liability limits on your policy your personal umbrella would cover your assets. It also could cover you for claims that might be excluded by other liability policies. It will insure you above and beyond what your current home or other liability policies might cover. It will give you peace of mind that in nearly every situation you and your family are protected.
Auto Insurance
Farmers Union Insurance will provide you the coverage and protection you deserve. Most people are underinsured which makes them vulnerable in the case of an accident. Our fast claims services and personal insurance representatives will make sure you have everything you need.
Farmers Union Insurance also provides a unique package of options that reward safe drivers and accident forgiveness. We have national and regional companies available so our agents can tailor a policy that’s right for your needs and your budget. We offer numerous discounts and our network of local adjusters will treat you fairly if you have to file a claim.
Umbrella / Excess Liability
Farmers Union Insurance offers personal umbrella policies that can give you financial security, protect your assets and give you peace of mind. An Umbrella is extra liability insurance designed to help protect you from major claims or lawsuits which can help protect your assets and protect your future. An Excess Liability Policy will provide liability coverage above the limits of your auto insurance policy or any recreational vehicles like your boat insurance.
If you would happen to go above the liability limits on your other policies, your personal umbrella would cover your assets. It also could cover you for claims that might be excluded by other liability policies. It will insure you above and beyond what your current auto, home or other liability policies might cover. It will give you peace of mind that in nearly every situation you and your family are protected.
Additional Products
Do you have two snowmobiles and a boat? How about an RV and a motorcycle? We have you covered. Whether you’re renting, need a Medicare supplement, or are seeking coverage for your commercial agriculture assets, Farmers Union Insurance will be there when you need us.
- Motorcycle
- Travel Trailer
- Boat
- ATV
- Snowmobile
- Mobile Home
- Flood
- Workers Compensation
- Bonds & More
Make sure you give us a call at 605.397.8155
Farm & Ranch
Our agricultural roots run deep in South Dakota and we know your operation needs to be protected; not only for you but for future generations. Your business is vital to your local community and the future of South Dakota. Many of your neighbors and friends have counted on Farmers Union Insurance to meet their insurance needs for decades. Join us while we work to insure a brighter tomorrow for South Dakota’s agricultural economy.
Commercial
Your business is unique, and we will tailor a commercial insurance policy that fits your needs and your budget. Farmers Union Insurance Agents provide innovative solutions to assist you in financially protecting your business.
Whether you need coverage for business vehicles, workers compensation insurance or a commercial umbrella policy, Farmers Union Insurance has you covered. Our network of local company adjusters can help you in the event of a claim, and our agents will design a customized package or help you with a pre-designed specialty program. Trust in Farmers Union Insurance to provide the best customer service and protect your livelihood. If the unthinkable happens, we’ll be there to get your business back on its feet.
Life, Health & Annuities
Health Insurance
You never know where life might take you and changes in health care can be confusing. Farmers Union Insurance can help you figure out what type of policy you need. Whether you’re looking for an individual, family or business policy, we can help. Let our expert local agents find a health insurance policy that provides the care you and your family need. We have several health insurance options that will put your mind at ease. Farmers Union Insurance agents will provide you with affordable options and personalized support that can get you off and running toward a stronger, healthier you. Farmers Union Insurance offers:
- Medicare Coverage
- Health Insurance
- Dental Insurance
- Vision Insurance
Life Insurance
Most people don’t have enough life insurance and many Americans have no life insurance at all. Are you one of the million of Americans who are underinsured? Life insurance is the cornerstone to sound and successful planning. Make sure your family is protected with a life insurance policy through Farmers Union Insurance.
Our network of local insurance agents can assess your current situation and recommend the most affordable coverage possible while making sure your family is taken care of. We offer a wide range of life insurance policies and products that can help you plan for your family’s financial future. Life insurance is there when your family needs it the most. Our policies can prepare you for estate tax, final expenses, debt protection, survivor income, educational funds, retirement income, guardianship protection and inheritance equalization.
Long Term Care
No one knows what the future might hold. Let us prepare for a time many of us will have to experience later in life with long-term care insurance. We’ll protect your quality of life from financial risk by offering home-health care coverage, assisted living care policies, nursing home care, convalescent care or coverage for adult day care.
The average age of long-term care buyers has decreased from 72 in 1990 to about 58 years old today. The lifetime probability of becoming disabled in at least two activities of daily living or of being cognitively impaired is 68 percent for people age 65 or over. Our local insurance agents will tailor a policy just for you that will give you the coverage you and the care you need to enjoy the twilight of life.
Annuity
Now is the perfect time to build your nest egg. Whether retirement is right around the corner or if you’re working to build your investments and retirement, an annuity can be an important piece of your financial future. An annuity pays out income to you and can provide a stable income during your golden years.
The benefits of an annuity include safety of your principal investment, tax deductible contributions to qualified plans, tax-deferred accumulation, lifetime monthly income options and distribution of assets free of probate. Your Farmers Union Insurance agent can explain how you can receive competitive returns and plan for your future financial needs. Retirement is in everyone’s future, but starting to invest and save early can really pay off later in life.